Rows MCP and AI Assist

Ask your books, wherever you work.

Connect Rows MCP to any AI tool, or use AI Assist in Rows. Either way, the answers come from live Xero, QuickBooks Online and Zoho Books figures, for every entity you connect.

Online sign-up opens on 20 November.

Trusted by accountants since 2017
The same figures in Excel for Mac, pulled from Xero by Rows.

Two ways to ask

Your AI tool, or right inside Excel.

Connect the AI tool you already use with Rows MCP. If you don't use one, AI Assist answers the same questions inside Excel, with nothing else to install.

In your AI tool

Rows MCP

Keep the AI tool you already use. Rows MCP gives it the entities you choose, across Xero, QuickBooks Online and Zoho Books.

  • Works with Claude, ChatGPT, Microsoft Copilot, Cursor and any AI tool that supports MCP.
  • Ask about one entity, or several in one question.
  • Reads live figures, so the answer matches your books today.
See every platform Rows connects to 

Inside Excel

AI Assist

Ask in plain English, right in the Rows pane, and get the answer next to your workbook.

  • Ask for a figure, a formula or a whole report.
  • Answers come from the live figures in your connected entities.
  • Built into Rows, so there's no AI tool to choose or set up.

What you can ask

Questions you'd normally build a report for.

From a single figure to a full report, for one entity or several. Ask in your own words; in Excel, the answer can land as a live table.

Pick a question to open it in Claude, ready to send. It works once Rows MCP is connected in Claude.

Rows MCP vs Xero's connector

Xero's connector is free. Rows MCP covers the rest of your clients.

Xero's own connector in Claude is free with a Xero subscription, read-only, and works on one Xero entity at a time. Rows MCP works in any AI tool and adds what a firm with many clients needs: several entities or a whole group in one question, clients on Xero, QuickBooks Online and Zoho Books alike, and the same figures in Excel to check before anything posts.

Rows vs Xero MCP in detail →

On QuickBooks Online?

Intuit's own QuickBooks Online MCP server is in beta and open to US customers only, and its open-source one is something you build and run yourself. Rows MCP works outside the US too, with nothing to build.

On Zoho Books?

Zoho MCP lets you set up a server that connects Zoho Books and other Zoho apps to AI tools, with the actions each app exposes. Rows MCP adds Xero and QuickBooks Online in the same connection, and the same figures as live Excel tables you can check.

Setup

Connect your AI tool in four steps.

Set it up once. After that, your AI tool reads live figures every time you ask.

  1. 1

    Start the free trial

    Sign up, add Rows to Excel and connect your Xero, QuickBooks Online or Zoho Books entities.

  2. 2

    Add Rows to your AI tool

    In Claude, ChatGPT or any AI tool that supports MCP, add a custom connector with the server URL https://api.rowsapp.com/mcp and sign in with your Rows account.

  3. 3

    Choose what it can see

    When you sign in, pick the entities it can read and the access level it gets.

  4. 4

    Ask

    One entity or all of them, in your own words.

With AI Assist there is nothing to add: it is already in the Rows pane after step 1.

The Rows MCP server goes live on 20 November.

Works with

  • Claude
  • ChatGPT
  • Microsoft Copilot
  • Cursor
  • and any AI tool that supports MCP

Security

You stay in control.

Built and supported in Malta

Reports are read-only

Running a report or asking for figures only reads your books. Rows MCP can make changes only at an access level you switch on.

Nothing posts until you confirm

Posting from Excel always goes through an approval step before anything changes in your books.

You choose what it sees

Rows MCP only sees the entities and access level you choose when you connect it.

You control the connection

You sign in on your platform's own page, so Rows never holds your password. Revoke access there at any time.

When you ask through Rows MCP, the answer goes to the AI tool you connected, under that tool's own terms.

  • Under 1 minto refresh a full month end pack
  • 10,000+accountants and finance teams since 2017
  • 5+countries, Malta first
  • 24 hoursto a reply from support, on working days

Questions

Before you connect.

More in the help centre →

What is MCP and which AI tools does it work with?

MCP is an open standard that lets an AI tool read data from other products, Rows included. Any AI tool that supports MCP can connect to Rows, including Claude, ChatGPT, Microsoft Copilot and Cursor.

Do Rows MCP and AI Assist cost extra?

No. Rows MCP and AI Assist come with every plan (fair use applies to AI Assist). Connect Claude, ChatGPT, Microsoft Copilot, Cursor or any AI tool that supports MCP.

Can my AI tool change my books?

Only if you let it. You choose the access level Rows MCP gets when you connect it, from read-only to making changes. Reports are read-only, and anything posted from Excel still goes through an approval step first.

Do I need an AI tool to use AI Assist?

No. AI Assist is built into the Rows pane in Excel, so there's nothing else to install or sign up for. Ask in plain English and the answer comes from your connected entities.

Which entities can my AI tool see?

Only the ones you choose when you connect Rows MCP. That can be one entity or every entity you manage, across Xero, QuickBooks Online and Zoho Books.

Is my data used to train AI?

No. AI Assist uses a paid AI service that doesn't use your data to improve its models, and conversations are deleted after 7 days, or sooner if you delete them. When you use Rows MCP, the AI tool you connected handles the answer under its own terms.

Can I connect Xero to Claude or ChatGPT with Rows?

Yes. Add Rows MCP as a custom connector in Claude or ChatGPT, with the server URL https://api.rowsapp.com/mcp, and it reads your Xero entities through Rows, along with any on QuickBooks Online or Zoho Books. Microsoft Copilot and Cursor work the same way.

Ask your first question today.

Start the free trial, connect your entities, then ask in Excel or in your AI tool.

  • 14 days free
  • No card needed
  • Rows MCP on every plan

Online sign-up opens on 20 November. Until then, email support@rowsapp.com.